Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tamilnad Mercantile Bank Limited for its Roorkee branch in Haridwar, Roorkee, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Tamilnad Mercantile Bank Limited located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code TMBL0000405. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Roorkee, Haridwar

Here are the key points that are associated with the IFSC Code TMBL0000405 of Tamilnad Mercantile Bank Limited for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000405
Branch Roorkee
City Haridwar
District Roorkee
State Uttarakhand
Address 176, Nehru Nagar, Dehradun Road, Roorkee-247667, Uttarakhand

These details are essential not only for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Haridwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000405 for the Roorkee branch of Tamilnad Mercantile Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tamilnad Mercantile Bank Limited located in Roorkee, Haridwar, Uttarakhand, are given a unique IFSC like TMBL0000405 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Haridwar and Roorkee.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Tamilnad Mercantile Bank Limited in Roorkee goes to the correct branch. This is important because Tamilnad Mercantile Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code TMBL0000405

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Tamilnad Mercantile Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee in Haridwar.

For example, the IFSC Code TMBL0000405 of Tamilnad Mercantile Bank Limited for the Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are looking for the IFSC Code TMBL0000405 of Tamilnad Mercantile Bank Limited for its Roorkee branch located in Haridwar, the following methods can help:

Cheque Book

The cheque book that is issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Tamilnad Mercantile Bank Limited branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Tamilnad Mercantile Bank Limited and look for the branch locator section, then search for Roorkee or Haridwar to get the exact IFSC Code TMBL0000405.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Tamilnad Mercantile Bank Limited and Haridwar, then it will provide you proper information.

How to Use IFSC Code TMBL0000405 for Online Transfers?

If you have the IFSC Code TMBL0000405 for the Roorkee branch of Tamilnad Mercantile Bank Limited in Haridwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000405. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000405.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Roorkee in Haridwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Roorkee, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Roorkee, Haridwar?

The IFSC Code is TMBL0000405.

Is the IFSC Code TMBL0000405 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Roorkee?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Roorkee branch?

The address of the branch is 176, Nehru Nagar, Dehradun Road, Roorkee-247667, Uttarakhand located in Haridwar, Roorkee, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.