Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Mumbai - Andheri branch in Greater Bombay, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Tamilnad Mercantile Bank Limited located in Greater Bombay or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TMBL0000162. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Mumbai - Andheri, Greater Bombay

Here are some of the key details that come with the IFSC Code TMBL0000162 of Tamilnad Mercantile Bank Limited for its branch located in Greater Bombay, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000162
Branch Mumbai - Andheri
City Greater Bombay
District Mumbai
State Maharashtra
Address Unit No.14, Bldg.No.2, Mittal Indust. Estate, Marol Naka, Andheri(E), Mumbai-400059 Mh

These details help users in online banking and for businesses and individuals who use Tamilnad Mercantile Bank Limited in Greater Bombay for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000162 for the Mumbai - Andheri branch of Tamilnad Mercantile Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Mumbai - Andheri, Greater Bombay, Maharashtra, is provided with a unique IFSC like TMBL0000162 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Greater Bombay.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Greater Bombay and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Mumbai - Andheri do not get mixed with another location.

Format of the IFSC Code TMBL0000162

This is the format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mumbai - Andheri in Greater Bombay.

For example, the IFSC Code TMBL0000162 of Tamilnad Mercantile Bank Limited for the Mumbai - Andheri branch includes these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000162 of Tamilnad Mercantile Bank Limited for its Mumbai - Andheri branch located in Greater Bombay, the following methods can help:

Cheque Book

The cheque books that are issued by Tamilnad Mercantile Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Greater Bombay and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and find the branch locator section. Search for Mumbai - Andheri or Greater Bombay to get the exact IFSC Code TMBL0000162.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tamilnad Mercantile Bank Limited and Greater Bombay that will provide accurate information.

How to Use IFSC Code TMBL0000162 for Online Transfers?

Once you have the IFSC Code TMBL0000162 for the Mumbai - Andheri branch of Tamilnad Mercantile Bank Limited in Greater Bombay, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000162. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000162.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Mumbai - Andheri in Greater Bombay may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Mumbai - Andheri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Greater Bombay manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Mumbai - Andheri, Greater Bombay?

The IFSC Code is TMBL0000162.

Is the IFSC Code TMBL0000162 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Mumbai - Andheri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mumbai - Andheri branch?

The address of the branch is Unit No.14, Bldg.No.2, Mittal Indust. Estate, Marol Naka, Andheri(E), Mumbai-400059 Mh located in Greater Bombay, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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