The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Tamilnad Mercantile Bank Limited for its Kurinjipadi branch in Cuddalore, Kurinjipadi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Tamilnad Mercantile Bank Limited located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code TMBL0000466. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Kurinjipadi, Cuddalore

Here are the key points that are associated with the IFSC Code TMBL0000466 of Tamilnad Mercantile Bank Limited for its branch located in Cuddalore, within the district of Kurinjipadi in the state of Tamil Nadu.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000466
Branch Kurinjipadi
City Cuddalore
District Kurinjipadi
State Tamil Nadu
Address D No 110 First Floor, Perumal Temple Street, Kurinjipadi 607 302, Cuddalore District

These details are crucial, not just for online banking users but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Cuddalore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TMBL0000466 for the Kurinjipadi branch of Tamilnad Mercantile Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Kurinjipadi, Cuddalore, Tamil Nadu, is provided with a unique IFSC like TMBL0000466 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Tamilnad Mercantile Bank Limited branch in Cuddalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Cuddalore and Kurinjipadi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Kurinjipadi do not get mixed with another location.

Format of the IFSC Code TMBL0000466

This is the format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kurinjipadi in Cuddalore.

For example, the IFSC Code TMBL0000466 of Tamilnad Mercantile Bank Limited for the Kurinjipadi branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000466 of Tamilnad Mercantile Bank Limited for its Kurinjipadi branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque books that are issued by Tamilnad Mercantile Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Cuddalore and Kurinjipadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and find the branch locator section. Search for Kurinjipadi or Cuddalore to get the exact IFSC Code TMBL0000466.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Tamilnad Mercantile Bank Limited and Cuddalore that will provide accurate information.

How to Use IFSC Code TMBL0000466 for Online Transfers?

If you have the IFSC Code TMBL0000466 for the Kurinjipadi branch of Tamilnad Mercantile Bank Limited in Cuddalore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code TMBL0000466. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000466.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tamilnad Mercantile Bank Limited Kurinjipadi in Cuddalore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Kurinjipadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuddalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Kurinjipadi, Cuddalore?

The IFSC Code is TMBL0000466.

Is the IFSC Code TMBL0000466 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Kurinjipadi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kurinjipadi branch?

The address of the branch is D No 110 First Floor, Perumal Temple Street, Kurinjipadi 607 302, Cuddalore District located in Cuddalore, Kurinjipadi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.