Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tamilnad Mercantile Bank Limited for its Deesa branch in Banas Kantha, Deesa, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Tamilnad Mercantile Bank Limited located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TMBL0000411. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Tamilnad Mercantile Bank Limited, Deesa, Banas Kantha

Here are some of the key details that come with the IFSC Code TMBL0000411 of Tamilnad Mercantile Bank Limited for its branch located in Banas Kantha, within the district of Deesa in the state of Gujarat.

Particulars Details
Bank Tamilnad Mercantile Bank Limited
IFSC Code TMBL0000411
Branch Deesa
City Banas Kantha
District Deesa
State Gujarat
Address Pushpanjali Heights Near Jalaram Mandir, Highway Road, Deesa 385 535 Gujarat

These details are important not only for users using online banking but also for businesses and individuals who use Tamilnad Mercantile Bank Limited in Banas Kantha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TMBL0000411 for the Deesa branch of Tamilnad Mercantile Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Tamilnad Mercantile Bank Limited located in Deesa, Banas Kantha, Gujarat, is provided a unique IFSC like TMBL0000411 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Tamilnad Mercantile Bank Limited branch in Banas Kantha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Banas Kantha and Deesa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Tamilnad Mercantile Bank Limited in Deesa do not get misguided to another person.

Format of the IFSC Code TMBL0000411

The format of the IFSC Code for banks, including Tamilnad Mercantile Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Tamilnad Mercantile Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deesa in Banas Kantha.

For example, the IFSC Code TMBL0000411 of Tamilnad Mercantile Bank Limited for the Deesa branch includes these elements, identifying the bank and the branch location in Banas Kantha and Gujarat accurately.

How to Find IFSC Code for Tamilnad Mercantile Bank Limited?

If you are trying to find the IFSC Code TMBL0000411 of Tamilnad Mercantile Bank Limited for its Deesa branch located in Banas Kantha, the following methods can help:

Cheque Book

The cheque book issued by Tamilnad Mercantile Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Tamilnad Mercantile Bank Limited branches in Banas Kantha and Deesa, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Tamilnad Mercantile Bank Limited and navigate to the branch locator section. Search for Deesa or Banas Kantha to get the exact IFSC Code TMBL0000411.

Mobile Banking App

If you use Tamilnad Mercantile Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tamilnad Mercantile Bank Limited and Banas Kantha, you'll get the correct details.

How to Use IFSC Code TMBL0000411 for Online Transfers?

Once you have the IFSC Code TMBL0000411 for the Deesa branch of Tamilnad Mercantile Bank Limited in Banas Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code TMBL0000411. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Tamilnad Mercantile Bank Limited IFSC Code TMBL0000411.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Tamilnad Mercantile Bank Limited Deesa in Banas Kantha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tamilnad Mercantile Bank Limited in Deesa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Tamilnad Mercantile Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Banas Kantha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Tamilnad Mercantile Bank Limited in Deesa, Banas Kantha?

The IFSC Code is TMBL0000411.

Is the IFSC Code TMBL0000411 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Tamilnad Mercantile Bank Limited Deesa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deesa branch?

The address of the branch is Pushpanjali Heights Near Jalaram Mandir, Highway Road, Deesa 385 535 Gujarat located in Banas Kantha, Deesa, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.