IFSC Code of Sutex Cooperative Bank Limited, City Light, Surat, Gujarat — SUTB0248013

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Sutex Cooperative Bank Limited for its City Light branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Sutex Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SUTB0248013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Sutex Cooperative Bank Limited, City Light, Surat

The table below shows the main details of the IFSC Code SUTB0248013 for the Sutex Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Sutex Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUTB0248013 for the City Light branch of Sutex Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Sutex Cooperative Bank Limited located in City Light, Surat, Gujarat, is provided with a unique IFSC like SUTB0248013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Sutex Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Sutex Cooperative Bank Limited in City Light do not get mixed with another location.

Format of the IFSC Code SUTB0248013

The format of the IFSC Code for banks, including Sutex Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Sutex Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Light in Surat.

For example, the IFSC Code SUTB0248013 of Sutex Cooperative Bank Limited for the City Light branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Sutex Cooperative Bank Limited?

If you are looking for the IFSC Code SUTB0248013 of Sutex Cooperative Bank Limited for its City Light branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Sutex Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Sutex Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Sutex Cooperative Bank Limited and look for the branch locator section, then search for City Light or Surat to get the exact IFSC Code SUTB0248013.

Mobile Banking App

If you use Sutex Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Sutex Cooperative Bank Limited and Surat, then it will provide you proper information.

How to Use IFSC Code SUTB0248013 for Online Transfers?

Once you have the IFSC Code SUTB0248013 for the City Light branch of Sutex Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SUTB0248013. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Sutex Cooperative Bank Limited IFSC Code SUTB0248013.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Sutex Cooperative Bank Limited City Light in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Sutex Cooperative Bank Limited in City Light, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Sutex Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.