Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Suryoday Small Finance Bank Limited for its Kamraj Nagar branch in Puducherry, Puducherry, or Puducherry, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Suryoday Small Finance Bank Limited located in Puducherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code SURY0000020. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Suryoday Small Finance Bank Limited, Kamraj Nagar, Puducherry

Here are the key points that are associated with the IFSC Code SURY0000020 of Suryoday Small Finance Bank Limited for its branch located in Puducherry, within the district of Puducherry in the state of Puducherry.

Particulars Details
Bank Suryoday Small Finance Bank Limited
IFSC Code SURY0000020
Branch Kamraj Nagar
City Puducherry
District Puducherry
State Puducherry
Address Ground Floor,S J Modern Tower,At No.13,Vallalar Salai,Kamraj Nagar,Puducherry

These details are essential not only for online banking users but also for businesses and individuals who use Suryoday Small Finance Bank Limited in Puducherry for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000020 for the Kamraj Nagar branch of Suryoday Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Suryoday Small Finance Bank Limited located in Kamraj Nagar, Puducherry, Puducherry, is provided a unique IFSC like SURY0000020 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Suryoday Small Finance Bank Limited branch in Puducherry.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Puducherry and Puducherry.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Puducherry and the rest of India, the IFSC Code ensures that transactions meant for Suryoday Small Finance Bank Limited in Kamraj Nagar do not get misguided to another person.

Format of the IFSC Code SURY0000020

The format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Suryoday Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamraj Nagar in Puducherry.

For example, the IFSC Code SURY0000020 of Suryoday Small Finance Bank Limited for the Kamraj Nagar branch includes these elements, identifying the bank and the branch location in Puducherry and Puducherry correctly.

How to Find IFSC Code for Suryoday Small Finance Bank Limited?

If you are trying to find the IFSC Code SURY0000020 of Suryoday Small Finance Bank Limited for its Kamraj Nagar branch located in Puducherry, the following methods can help:

Cheque Book

The cheque books that are issued by Suryoday Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Suryoday Small Finance Bank Limited branches in Puducherry and Puducherry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Suryoday Small Finance Bank Limited and find the branch locator section. Search for Kamraj Nagar or Puducherry to get the exact IFSC Code SURY0000020.

Mobile Banking App

If you use Suryoday Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Suryoday Small Finance Bank Limited and Puducherry that will provide accurate information.

How to Use IFSC Code SURY0000020 for Online Transfers?

Once you have the IFSC Code SURY0000020 for the Kamraj Nagar branch of Suryoday Small Finance Bank Limited in Puducherry, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SURY0000020. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000020.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Suryoday Small Finance Bank Limited Kamraj Nagar in Puducherry, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Kamraj Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Suryoday Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Puducherry manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Suryoday Small Finance Bank Limited in Kamraj Nagar, Puducherry?

The IFSC Code is SURY0000020.

Is the IFSC Code SURY0000020 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Suryoday Small Finance Bank Limited Kamraj Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kamraj Nagar branch?

The address of the branch is Ground Floor,S J Modern Tower,At No.13,Vallalar Salai,Kamraj Nagar,Puducherry located in Puducherry, Puducherry, Puducherry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.