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IFSC Code of Suryoday Small Finance Bank Limited, Nanganallur, Chennai, Tamil Nadu — SURY0000038

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Suryoday Small Finance Bank Limited for its Nanganallur branch in Chennai, Chennai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Suryoday Small Finance Bank Limited located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SURY0000038. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Suryoday Small Finance Bank Limited, Nanganallur, Chennai

Below in the table are the key details related to IFSC Code SURY0000038 of Suryoday Small Finance Bank Limited for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.

Particulars Details
Bank Suryoday Small Finance Bank Limited
IFSC Code SURY0000038
Branch Nanganallur
City Chennai
District Chennai
State Tamil Nadu
Address 54,1Stmainroad,Nanganallur,Chennai,Tamilnadu600061

These details are essential not only for online banking users but also for businesses and individuals who use Suryoday Small Finance Bank Limited in Chennai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000038 for the Nanganallur branch of Suryoday Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Suryoday Small Finance Bank Limited located in Nanganallur, Chennai, Tamil Nadu, is provided a unique IFSC like SURY0000038 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Suryoday Small Finance Bank Limited branch in Chennai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chennai and Chennai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Suryoday Small Finance Bank Limited in Nanganallur do not get misguided to another person.

Format of the IFSC Code SURY0000038

The format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Suryoday Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nanganallur in Chennai.

For example, the IFSC Code SURY0000038 of Suryoday Small Finance Bank Limited for the Nanganallur branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.

How to Find IFSC Code for Suryoday Small Finance Bank Limited?

If you are trying to find the IFSC Code SURY0000038 of Suryoday Small Finance Bank Limited for its Nanganallur branch located in Chennai, the following methods can help:

Cheque Book

The cheque book issued by Suryoday Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Suryoday Small Finance Bank Limited branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Suryoday Small Finance Bank Limited and navigate to the branch locator section. Search for Nanganallur or Chennai to get the exact IFSC Code SURY0000038.

Mobile Banking App

If you use Suryoday Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Suryoday Small Finance Bank Limited and Chennai, you'll get the correct details.

How to Use IFSC Code SURY0000038 for Online Transfers?

Once you have the IFSC Code SURY0000038 for the Nanganallur branch of Suryoday Small Finance Bank Limited in Chennai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SURY0000038. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000038.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Suryoday Small Finance Bank Limited Nanganallur in Chennai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Nanganallur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Suryoday Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chennai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Suryoday Small Finance Bank Limited in Nanganallur, Chennai?

The IFSC Code is SURY0000038.

Is the IFSC Code SURY0000038 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Suryoday Small Finance Bank Limited Nanganallur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nanganallur branch?

The address of the branch is 54,1Stmainroad,Nanganallur,Chennai,Tamilnadu600061 located in Chennai, Chennai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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