Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Suryoday Small Finance Bank Limited for its Lewis Road branch in Bhubaneshwar, Bhubaneshwar, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Suryoday Small Finance Bank Limited located in Bhubaneshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SURY0000024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Suryoday Small Finance Bank Limited, Lewis Road, Bhubaneshwar

Here are some of the key details that come with the IFSC Code SURY0000024 of Suryoday Small Finance Bank Limited for its branch located in Bhubaneshwar, within the district of Bhubaneshwar in the state of Odisha.

Particulars Details
Bank Suryoday Small Finance Bank Limited
IFSC Code SURY0000024
Branch Lewis Road
City Bhubaneshwar
District Bhubaneshwar
State Odisha
Address Ground Floor,Plot No-2862/3734,Lewis Road,Bhubaneshwar

These details are essential not only for online banking users but also for businesses and individuals who use Suryoday Small Finance Bank Limited in Bhubaneshwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000024 for the Lewis Road branch of Suryoday Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Suryoday Small Finance Bank Limited located in Lewis Road, Bhubaneshwar, Odisha, are allotted a unique IFSC like SURY0000024 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhubaneshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhubaneshwar and Bhubaneshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Suryoday Small Finance Bank Limited in Lewis Road reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code SURY0000024

The format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Suryoday Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lewis Road in Bhubaneshwar.

For example, the IFSC Code SURY0000024 of Suryoday Small Finance Bank Limited for the Lewis Road branch has these elements, identifying the bank and the branch location in Bhubaneshwar and Odisha correctly.

How to Find IFSC Code for Suryoday Small Finance Bank Limited?

If you are looking for the IFSC Code SURY0000024 of Suryoday Small Finance Bank Limited for its Lewis Road branch located in Bhubaneshwar, the following methods can help:

Cheque Book

The cheque book that is issued by Suryoday Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Suryoday Small Finance Bank Limited branches in Bhubaneshwar and Bhubaneshwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Suryoday Small Finance Bank Limited and look for the branch locator section, then search for Lewis Road or Bhubaneshwar to get the exact IFSC Code SURY0000024.

Mobile Banking App

If you use Suryoday Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Suryoday Small Finance Bank Limited and Bhubaneshwar, then it will provide you proper information.

How to Use IFSC Code SURY0000024 for Online Transfers?

Once you have the IFSC Code SURY0000024 for the Lewis Road branch of Suryoday Small Finance Bank Limited in Bhubaneshwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SURY0000024. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000024.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Suryoday Small Finance Bank Limited Lewis Road in Bhubaneshwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Lewis Road, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Suryoday Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhubaneshwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Suryoday Small Finance Bank Limited Lewis Road Bhubaneshwar?

The IFSC Code of the Lewis Road Bhubaneshwar branch is SURY0000024.

Is IFSC Code SURY0000024 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Suryoday Small Finance Bank Limited Lewis Road branch?

The branch is located at Ground Floor,Plot No-2862/3734,Lewis Road,Bhubaneshwar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.