The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Bardoli branch in Bardoli, Bardoli, Surat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Surat National Cooperative Bank Limited located in Bardoli or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Surat National Cooperative Bank Limited, Bardoli, Bardoli

Here are the key points that are associated with the IFSC Code SUNB0000015 of Surat National Cooperative Bank Limited for its branch located in Bardoli, within the district of Bardoli in the state of Surat.

Particulars Details
Bank Surat National Cooperative Bank Limited
IFSC Code SUNB0000015
Branch Bardoli
City Bardoli
District Bardoli
State Surat
Address 4260 Ground Floor, Station Road, Bardoli

These details are crucial, not just for online banking users but also for businesses and individuals who use Surat National Cooperative Bank Limited in Bardoli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000015 for the Bardoli branch of Surat National Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Surat National Cooperative Bank Limited located in Bardoli, Bardoli, Surat, are given a unique IFSC like SUNB0000015 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bardoli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bardoli and Bardoli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Surat National Cooperative Bank Limited in Bardoli goes to the correct branch. This is important because Surat National Cooperative Bank Limited has thousands of branches in Surat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SUNB0000015

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bardoli in Bardoli.

For example, the IFSC Code SUNB0000015 of Surat National Cooperative Bank Limited for the Bardoli branch includes these elements, identifying the bank and the branch location in Bardoli and Surat correctly.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

To find the IFSC Code SUNB0000015 of Surat National Cooperative Bank Limited for its Bardoli branch located in Bardoli, the following methods can help you out:

Cheque Book

The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Surat National Cooperative Bank Limited branches in Bardoli and Bardoli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and go to the branch locator section. Then search for Bardoli or Bardoli to find the exact IFSC Code SUNB0000015.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Surat National Cooperative Bank Limited and Bardoli will provide accurate information.

How to Use IFSC Code SUNB0000015 for Online Transfers?

Once you have the IFSC Code SUNB0000015 for the Bardoli branch of Surat National Cooperative Bank Limited in Bardoli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SUNB0000015. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000015.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Bardoli in Bardoli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Bardoli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Surat National Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bardoli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Surat National Cooperative Bank Limited in Bardoli, Bardoli?

The IFSC Code is SUNB0000015.

Is the IFSC Code SUNB0000015 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Surat National Cooperative Bank Limited Bardoli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bardoli branch?

The address of the branch is 4260 Ground Floor, Station Road, Bardoli located in Bardoli, Bardoli, Surat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.