Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Suco Souharda Sahakari Bank Ltd for its Keshwapur Branch branch in Keshwapur, Dharwad, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Suco Souharda Sahakari Bank Ltd located in Keshwapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SUSB0000015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Suco Souharda Sahakari Bank Ltd, Keshwapur Branch, Keshwapur
The table below shows the main details of the IFSC Code SUSB0000015 for the Suco Souharda Sahakari Bank Ltd branch in Keshwapur, which falls under the Dharwad district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Suco Souharda Sahakari Bank Ltd |
| IFSC Code | SUSB0000015 |
| Branch | Keshwapur Branch |
| City | Keshwapur |
| District | Dharwad |
| State | Karnataka |
| Address | Cts 839,Harihanth Plaza,Kusugal Road,Hubli-580023 |
These details help users in online banking and for businesses and individuals who use Suco Souharda Sahakari Bank Ltd in Keshwapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUSB0000015 for the Keshwapur Branch branch of Suco Souharda Sahakari Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Suco Souharda Sahakari Bank Ltd located in Keshwapur Branch, Keshwapur, Karnataka, are given a unique IFSC like SUSB0000015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Keshwapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Keshwapur and Dharwad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Suco Souharda Sahakari Bank Ltd in Keshwapur Branch goes to the correct branch. This is important because Suco Souharda Sahakari Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SUSB0000015
The format of the IFSC Code for banks, including Suco Souharda Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Suco Souharda Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keshwapur Branch in Keshwapur.
For example, the IFSC Code SUSB0000015 of Suco Souharda Sahakari Bank Ltd for the Keshwapur Branch branch includes these elements, identifying the bank and the branch location in Keshwapur and Karnataka correctly.
How to Find IFSC Code for Suco Souharda Sahakari Bank Ltd?
To find the IFSC Code SUSB0000015 of Suco Souharda Sahakari Bank Ltd for its Keshwapur Branch branch located in Keshwapur, the following methods can help you out:
Cheque Book
The cheque book issued by Suco Souharda Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Suco Souharda Sahakari Bank Ltd branches in Keshwapur and Dharwad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Suco Souharda Sahakari Bank Ltd and go to the branch locator section. Then search for Keshwapur Branch or Keshwapur to find the exact IFSC Code SUSB0000015.
Mobile Banking App
If you use Suco Souharda Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Suco Souharda Sahakari Bank Ltd and Keshwapur will provide accurate information.
How to Use IFSC Code SUSB0000015 for Online Transfers?
Once you have the IFSC Code SUSB0000015 for the Keshwapur Branch branch of Suco Souharda Sahakari Bank Ltd in Keshwapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SUSB0000015. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Suco Souharda Sahakari Bank Ltd IFSC Code SUSB0000015.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Suco Souharda Sahakari Bank Ltd Keshwapur Branch in Keshwapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Suco Souharda Sahakari Bank Ltd in Keshwapur Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Suco Souharda Sahakari Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Keshwapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SUSB0000015.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cts 839,Harihanth Plaza,Kusugal Road,Hubli-580023 located in Keshwapur, Dharwad, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.