The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bhandari branch in Wokha, Bhandari, Nagaland, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Wokha or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code SBIN0007444. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bhandari, Wokha

Below in the table are the key details related to IFSC Code SBIN0007444 of State Bank Of India for its branch located in Wokha, within the district of Bhandari in the state of Nagaland.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007444
Branch Bhandari
City Wokha
District Bhandari
State Nagaland
Address Dist,Wokha,Nagaland,362248

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Wokha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007444 for the Bhandari branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bhandari, Wokha, Nagaland, is provided a unique IFSC like SBIN0007444 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Wokha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Wokha and Bhandari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Nagaland and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Bhandari do not get misguided to another person.

Format of the IFSC Code SBIN0007444

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhandari in Wokha.

For example, the IFSC Code SBIN0007444 of State Bank Of India for the Bhandari branch includes these elements, identifying the bank and the branch location in Wokha and Nagaland accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0007444 of State Bank Of India for its Bhandari branch located in Wokha, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Wokha and Bhandari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bhandari or Wokha to find the exact IFSC Code SBIN0007444.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Wokha will provide accurate information.

How to Use IFSC Code SBIN0007444 for Online Transfers?

Once you have the IFSC Code SBIN0007444 for the Bhandari branch of State Bank Of India in Wokha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007444. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007444.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bhandari in Wokha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bhandari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Wokha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bhandari, Wokha?

The IFSC Code is SBIN0007444.

Is the IFSC Code SBIN0007444 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bhandari?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhandari branch?

The address of the branch is Dist,Wokha,Nagaland,362248 located in Wokha, Bhandari, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.