Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Melaghar branch in West Tripura, Melaghar, Tripura, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in West Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code SBIN0011795. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Melaghar, West Tripura
The table below shows the main details of the IFSC Code SBIN0011795 for the State Bank Of India branch in West Tripura, which falls under the Melaghar district in Tripura.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0011795 |
| Branch | Melaghar |
| City | West Tripura |
| District | Melaghar |
| State | Tripura |
| Address | Melaghar,Melaghar,West Tripura,Tripura,Distwest Tripura 799115 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in West Tripura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011795 for the Melaghar branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Melaghar, West Tripura, Tripura, are given a unique IFSC like SBIN0011795 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Tripura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like West Tripura and Melaghar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Melaghar goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tripura and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0011795
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Melaghar in West Tripura.
For example, the IFSC Code SBIN0011795 of State Bank Of India for the Melaghar branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0011795 of State Bank Of India for its Melaghar branch located in West Tripura, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in West Tripura and Melaghar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Melaghar or West Tripura to find the exact IFSC Code SBIN0011795.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and West Tripura will provide accurate information.
How to Use IFSC Code SBIN0011795 for Online Transfers?
Once you have the IFSC Code SBIN0011795 for the Melaghar branch of State Bank Of India in West Tripura, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0011795. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011795.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Melaghar in West Tripura, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Melaghar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in West Tripura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0011795.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Melaghar,Melaghar,West Tripura,Tripura,Distwest Tripura 799115 located in West Tripura, Melaghar, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.