The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Hatgamharia branch in West Singhbhum, Hatgamharia, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0014356. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Hatgamharia, West Singhbhum

Here are the main details that are associated with the IFSC Code SBIN0014356 of State Bank Of India for its branch located in West Singhbhum, within the district of Hatgamharia in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014356
Branch Hatgamharia
City West Singhbhum
District Hatgamharia
State Jharkhand
Address At By Po Hatgamaharia,West Singhbhum,Distwest Singhbhum833214

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in West Singhbhum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014356 for the Hatgamharia branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014356 is given to every bank branch, including State Bank Of India located in Hatgamharia, West Singhbhum, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in West Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Singhbhum and Hatgamharia.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Hatgamharia doesn't end up at another location.

Format of the IFSC Code SBIN0014356

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hatgamharia in West Singhbhum.

For example, the IFSC Code SBIN0014356 of State Bank Of India for the Hatgamharia branch includes these elements, identifying the bank and the branch location in West Singhbhum and Jharkhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0014356 of State Bank Of India for its Hatgamharia branch located in West Singhbhum, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in West Singhbhum and Hatgamharia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Hatgamharia or West Singhbhum to get the exact IFSC Code SBIN0014356.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Singhbhum, then it will provide you proper information.

How to Use IFSC Code SBIN0014356 for Online Transfers?

If you have the IFSC Code SBIN0014356 for the Hatgamharia branch of State Bank Of India in West Singhbhum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014356. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014356.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Hatgamharia in West Singhbhum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Hatgamharia, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Singhbhum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Hatgamharia, West Singhbhum?

The IFSC Code is SBIN0014356.

Is the IFSC Code SBIN0014356 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Hatgamharia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hatgamharia branch?

The address of the branch is At By Po Hatgamaharia,West Singhbhum,Distwest Singhbhum833214 located in West Singhbhum, Hatgamharia, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.