IFSC Code of State Bank Of India, Kalaikunda, West Medinapur, West Bengal — SBIN0061640

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kalaikunda branch in West Medinapur, West Medinapur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Medinapur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0061640. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Kalaikunda, West Medinapur

The table below shows the main details of the IFSC Code SBIN0061640 for the State Bank Of India branch in West Medinapur, which falls under the West Medinapur district in West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in West Medinapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061640 for the Kalaikunda branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kalaikunda, West Medinapur, West Bengal, are allotted a unique IFSC like SBIN0061640 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in West Medinapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like West Medinapur and West Medinapur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kalaikunda reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0061640

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalaikunda in West Medinapur.

For example, the IFSC Code SBIN0061640 of State Bank Of India for the Kalaikunda branch includes these elements, identifying the bank and the branch location in West Medinapur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0061640 of State Bank Of India for its Kalaikunda branch located in West Medinapur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in West Medinapur and West Medinapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kalaikunda or West Medinapur to find the exact IFSC Code SBIN0061640.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and West Medinapur will provide accurate information.

How to Use IFSC Code SBIN0061640 for Online Transfers?

Once you have the IFSC Code SBIN0061640 for the Kalaikunda branch of State Bank Of India in West Medinapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061640. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061640.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kalaikunda in West Medinapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kalaikunda, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Medinapur manage online transfers as well as cheque clearances with ease.