IFSC Code of State Bank Of India, Mawnai, Mawni, Meghalaya — SBIN0009856

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mawnai branch in West Khasi Hills, Mawni, Meghalaya, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in West Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0009856. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mawnai, West Khasi Hills

Below in the table are the key details related to IFSC Code SBIN0009856 of State Bank Of India for its branch located in West Khasi Hills, within the district of Mawni in the state of Meghalaya.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in West Khasi Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009856 for the Mawnai branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mawnai, West Khasi Hills, Meghalaya, is provided a unique IFSC like SBIN0009856 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in West Khasi Hills.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like West Khasi Hills and Mawni.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mawnai do not get misguided to another person.

Format of the IFSC Code SBIN0009856

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mawnai in West Khasi Hills.

For example, the IFSC Code SBIN0009856 of State Bank Of India for the Mawnai branch includes these elements, identifying the bank and the branch location in West Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0009856 of State Bank Of India for its Mawnai branch located in West Khasi Hills, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in West Khasi Hills and Mawni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mawnai or West Khasi Hills to get the exact IFSC Code SBIN0009856.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Khasi Hills, then it will provide you proper information.

How to Use IFSC Code SBIN0009856 for Online Transfers?

Once you have the IFSC Code SBIN0009856 for the Mawnai branch of State Bank Of India in West Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009856. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009856.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mawnai in West Khasi Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mawnai, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Khasi Hills manage online transfers as well as cheque clearances with ease.