The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mawkyrwat branch in West Khasi Hills, Mawkyrwat, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0005808. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Mawkyrwat, West Khasi Hills

The table below shows the main details of the IFSC Code SBIN0005808 for the State Bank Of India branch in West Khasi Hills, which falls under the Mawkyrwat district in Meghalaya.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005808
Branch Mawkyrwat
City West Khasi Hills
District Mawkyrwat
State Meghalaya
Address Dist West Khasi Hills,Meghalaya 793121

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in West Khasi Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005808 for the Mawkyrwat branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mawkyrwat, West Khasi Hills, Meghalaya, are given a unique IFSC like SBIN0005808 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Khasi Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Khasi Hills and Mawkyrwat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mawkyrwat goes to the correct branch. This is important because State Bank Of India has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0005808

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mawkyrwat in West Khasi Hills.

For example, the IFSC Code SBIN0005808 of State Bank Of India for the Mawkyrwat branch includes these elements, identifying the bank and the branch location in West Khasi Hills and Meghalaya correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005808 of State Bank Of India for its Mawkyrwat branch located in West Khasi Hills, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in West Khasi Hills and Mawkyrwat, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mawkyrwat or West Khasi Hills to get the exact IFSC Code SBIN0005808.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and West Khasi Hills, you'll get the correct details.

How to Use IFSC Code SBIN0005808 for Online Transfers?

Once you have the IFSC Code SBIN0005808 for the Mawkyrwat branch of State Bank Of India in West Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0005808. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005808.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mawkyrwat in West Khasi Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mawkyrwat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Khasi Hills manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mawkyrwat, West Khasi Hills?

The IFSC Code is SBIN0005808.

Is the IFSC Code SBIN0005808 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mawkyrwat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mawkyrwat branch?

The address of the branch is Dist West Khasi Hills,Meghalaya 793121 located in West Khasi Hills, Mawkyrwat, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.