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IFSC Code of State Bank Of India, Ummulong, Shillong, Meghalaya — SBIN0017224

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Ummulong branch in West Jaintia Hills, Shillong, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in West Jaintia Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0017224. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ummulong, West Jaintia Hills

Here are the key points that are associated with the IFSC Code SBIN0017224 of State Bank Of India for its branch located in West Jaintia Hills, within the district of Shillong in the state of Meghalaya.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017224
Branch Ummulong
City West Jaintia Hills
District Shillong
State Meghalaya
Address P.O Ummulong,Distt.West Jaintia Hills.Meghalaya 793150

These details help users in online banking and for businesses and individuals who use State Bank Of India in West Jaintia Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017224 for the Ummulong branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ummulong, West Jaintia Hills, Meghalaya, are given a unique IFSC like SBIN0017224 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Jaintia Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Jaintia Hills and Shillong.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Ummulong goes to the correct branch. This is important because State Bank Of India has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0017224

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ummulong in West Jaintia Hills.

For example, the IFSC Code SBIN0017224 of State Bank Of India for the Ummulong branch has these elements, identifying the bank and the branch location in West Jaintia Hills and Meghalaya correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017224 of State Bank Of India for its Ummulong branch located in West Jaintia Hills, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in West Jaintia Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Ummulong or West Jaintia Hills to find the exact IFSC Code SBIN0017224.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and West Jaintia Hills will provide accurate information.

How to Use IFSC Code SBIN0017224 for Online Transfers?

If you have the IFSC Code SBIN0017224 for the Ummulong branch of State Bank Of India in West Jaintia Hills, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017224. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0017224.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Ummulong in West Jaintia Hills, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Ummulong, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Jaintia Hills manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Ummulong, West Jaintia Hills?

The IFSC Code is SBIN0017224.

Is the IFSC Code SBIN0017224 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Ummulong?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ummulong branch?

The address of the branch is P.O Ummulong,Distt.West Jaintia Hills.Meghalaya 793150 located in West Jaintia Hills, Shillong, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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