The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Thangellamudi branch in West Godavari, Eluru, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0018209. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Thangellamudi, West Godavari

Here are some of the key details that come with the IFSC Code SBIN0018209 of State Bank Of India for its branch located in West Godavari, within the district of Eluru in the state of Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018209
Branch Thangellamudi
City West Godavari
District Eluru
State Andhra Pradesh
Address Plotno.53,Omkartowers,Chintalapudiroad,Thangellamudigp,Eluru,Westgodavari,Andhrapradesh534006

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in West Godavari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018209 for the Thangellamudi branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0018209 is given to every bank branch, including State Bank Of India located in Thangellamudi, West Godavari, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Godavari and Eluru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Thangellamudi doesn't end up at another location.

Format of the IFSC Code SBIN0018209

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thangellamudi in West Godavari.

For example, the IFSC Code SBIN0018209 of State Bank Of India for the Thangellamudi branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0018209 of State Bank Of India for its Thangellamudi branch located in West Godavari, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in West Godavari and Eluru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Thangellamudi or West Godavari to find the exact IFSC Code SBIN0018209.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and West Godavari will provide accurate information.

How to Use IFSC Code SBIN0018209 for Online Transfers?

Once you have the IFSC Code SBIN0018209 for the Thangellamudi branch of State Bank Of India in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018209. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018209.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Thangellamudi in West Godavari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thangellamudi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Thangellamudi West Godavari?

The IFSC Code of the Thangellamudi West Godavari branch is SBIN0018209.

Is IFSC Code SBIN0018209 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Thangellamudi branch?

The branch is located at Plotno.53,Omkartowers,Chintalapudiroad,Thangellamudigp,Eluru,Westgodavari,Andhrapradesh534006.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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