There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kamavarapukota branch in West Godavari, Kamavarapukota, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in West Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0016988. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kamavarapukota, West Godavari

The table below shows the main details of the IFSC Code SBIN0016988 for the State Bank Of India branch in West Godavari, which falls under the Kamavarapukota district in Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016988
Branch Kamavarapukota
City West Godavari
District Kamavarapukota
State Andhra Pradesh
Address D No.15 39,Amma Complex,Opp Old Petrol Bunk,Kamavarapukota,Distt.West Godavari.Andhra Pradesh 534449

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0016988 for the Kamavarapukota branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kamavarapukota, West Godavari, Andhra Pradesh, is provided with a unique IFSC like SBIN0016988 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Godavari and Kamavarapukota.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kamavarapukota do not get mixed with another location.

Format of the IFSC Code SBIN0016988

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamavarapukota in West Godavari.

For example, the IFSC Code SBIN0016988 of State Bank Of India for the Kamavarapukota branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0016988 of State Bank Of India for its Kamavarapukota branch located in West Godavari, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in West Godavari and Kamavarapukota, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kamavarapukota or West Godavari to get the exact IFSC Code SBIN0016988.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and West Godavari, you'll get the correct details.

How to Use IFSC Code SBIN0016988 for Online Transfers?

Once you have the IFSC Code SBIN0016988 for the Kamavarapukota branch of State Bank Of India in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0016988. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016988.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kamavarapukota in West Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kamavarapukota, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Godavari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Kamavarapukota West Godavari?

The IFSC Code of the Kamavarapukota West Godavari branch is SBIN0016988.

Is IFSC Code SBIN0016988 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Kamavarapukota branch?

The branch is located at D No.15 39,Amma Complex,Opp Old Petrol Bunk,Kamavarapukota,Distt.West Godavari.Andhra Pradesh 534449.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.