For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Housing Board Colony, Bhimavaram branch in West Godavari, Bhimavaram, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0012667. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Housing Board Colony, Bhimavaram, West Godavari

The table below shows the main details of the IFSC Code SBIN0012667 for the State Bank Of India branch in West Godavari, which falls under the Bhimavaram district in Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012667
Branch Housing Board Colony, Bhimavaram
City West Godavari
District Bhimavaram
State Andhra Pradesh
Address 10163,Svr Residency,Opp Rtc Depot,Chinarangalip Alem, Bhimavaram 534203

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0012667 for the Housing Board Colony, Bhimavaram branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0012667 is given to every bank branch, including State Bank Of India located in Housing Board Colony, Bhimavaram, West Godavari, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Godavari and Bhimavaram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Housing Board Colony, Bhimavaram doesn't end up at another location.

Format of the IFSC Code SBIN0012667

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Housing Board Colony, Bhimavaram in West Godavari.

For example, the IFSC Code SBIN0012667 of State Bank Of India for the Housing Board Colony, Bhimavaram branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0012667 of State Bank Of India for its Housing Board Colony, Bhimavaram branch located in West Godavari, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in West Godavari and Bhimavaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Housing Board Colony, Bhimavaram or West Godavari to get the exact IFSC Code SBIN0012667.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Godavari, then it will provide you proper information.

How to Use IFSC Code SBIN0012667 for Online Transfers?

Once you have the IFSC Code SBIN0012667 for the Housing Board Colony, Bhimavaram branch of State Bank Of India in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012667. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012667.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Housing Board Colony, Bhimavaram in West Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Housing Board Colony, Bhimavaram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Housing Board Colony, Bhimavaram, West Godavari?

The IFSC Code is SBIN0012667.

Is the IFSC Code SBIN0012667 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Housing Board Colony, Bhimavaram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Housing Board Colony, Bhimavaram branch?

The address of the branch is 10163,Svr Residency,Opp Rtc Depot,Chinarangalip Alem, Bhimavaram 534203 located in West Godavari, Bhimavaram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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