The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Gambegre branch in West Garo Hills, Gambegre, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0014263. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Gambegre, West Garo Hills

Below in the table are the key details related to IFSC Code SBIN0014263 of State Bank Of India for its branch located in West Garo Hills, within the district of Gambegre in the state of Meghalaya.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014263
Branch Gambegre
City West Garo Hills
District Gambegre
State Meghalaya
Address P O Gambegre,West Garo Hills,Meghalaya,Dist West Garo Hills 794001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in West Garo Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014263 for the Gambegre branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Gambegre, West Garo Hills, Meghalaya, is provided a unique IFSC like SBIN0014263 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in West Garo Hills.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like West Garo Hills and Gambegre.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Gambegre do not get misguided to another person.

Format of the IFSC Code SBIN0014263

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gambegre in West Garo Hills.

For example, the IFSC Code SBIN0014263 of State Bank Of India for the Gambegre branch includes these elements, identifying the bank and the branch location in West Garo Hills and Meghalaya accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014263 of State Bank Of India for its Gambegre branch located in West Garo Hills, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in West Garo Hills and Gambegre, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Gambegre or West Garo Hills to get the exact IFSC Code SBIN0014263.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and West Garo Hills, you'll get the correct details.

How to Use IFSC Code SBIN0014263 for Online Transfers?

Once you have the IFSC Code SBIN0014263 for the Gambegre branch of State Bank Of India in West Garo Hills, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014263. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014263.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Gambegre in West Garo Hills, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gambegre, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in West Garo Hills manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Gambegre West Garo Hills?

The IFSC Code of the Gambegre West Garo Hills branch is SBIN0014263.

Is IFSC Code SBIN0014263 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Gambegre branch?

The branch is located at P O Gambegre,West Garo Hills,Meghalaya,Dist West Garo Hills 794001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.