The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dadenggiri branch in West Garo Hills, Dadenggiri, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in West Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0007470. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Dadenggiri, West Garo Hills
Below in the table are the key details related to IFSC Code SBIN0007470 of State Bank Of India for its branch located in West Garo Hills, within the district of Dadenggiri in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0007470 |
| Branch | Dadenggiri |
| City | West Garo Hills |
| District | Dadenggiri |
| State | Meghalaya |
| Address | Dist West Garo Hills,Meghalaya 794104 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in West Garo Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0007470 for the Dadenggiri branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dadenggiri, West Garo Hills, Meghalaya, are allotted a unique IFSC like SBIN0007470 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Garo Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Garo Hills and Dadenggiri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Dadenggiri reaches the right place, even though there are thousands of branches in Meghalaya and across India.
Format of the IFSC Code SBIN0007470
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dadenggiri in West Garo Hills.
For example, the IFSC Code SBIN0007470 of State Bank Of India for the Dadenggiri branch includes these elements, identifying the bank and the branch location in West Garo Hills and Meghalaya accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0007470 of State Bank Of India for its Dadenggiri branch located in West Garo Hills, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in West Garo Hills and Dadenggiri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Dadenggiri or West Garo Hills to get the exact IFSC Code SBIN0007470.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Garo Hills, then it will provide you proper information.
How to Use IFSC Code SBIN0007470 for Online Transfers?
Once you have the IFSC Code SBIN0007470 for the Dadenggiri branch of State Bank Of India in West Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0007470. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007470.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dadenggiri in West Garo Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dadenggiri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in West Garo Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0007470.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist West Garo Hills,Meghalaya 794104 located in West Garo Hills, Dadenggiri, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.