There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Nautan Dubey branch in West Champaran, Nautan, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in West Champaran or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0012565. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Nautan Dubey, West Champaran

The table below shows the main details of the IFSC Code SBIN0012565 for the State Bank Of India branch in West Champaran, which falls under the Nautan district in Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012565
Branch Nautan Dubey
City West Champaran
District Nautan
State Bihar
Address Po Nautan Dubey,Dist West Champaran,Bihar845438

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in West Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012565 for the Nautan Dubey branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Nautan Dubey, West Champaran, Bihar, are allotted a unique IFSC like SBIN0012565 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like West Champaran and Nautan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Nautan Dubey reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code SBIN0012565

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nautan Dubey in West Champaran.

For example, the IFSC Code SBIN0012565 of State Bank Of India for the Nautan Dubey branch includes these elements, identifying the bank and the branch location in West Champaran and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0012565 of State Bank Of India for its Nautan Dubey branch located in West Champaran, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in West Champaran and Nautan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Nautan Dubey or West Champaran to get the exact IFSC Code SBIN0012565.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Champaran, then it will provide you proper information.

How to Use IFSC Code SBIN0012565 for Online Transfers?

Once you have the IFSC Code SBIN0012565 for the Nautan Dubey branch of State Bank Of India in West Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012565. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012565.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Nautan Dubey in West Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nautan Dubey, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Nautan Dubey West Champaran?

The IFSC Code of the Nautan Dubey West Champaran branch is SBIN0012565.

Is IFSC Code SBIN0012565 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Nautan Dubey branch?

The branch is located at Po Nautan Dubey,Dist West Champaran,Bihar845438.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.