Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Mogullapalle branch in Warangal, Mogullapalli, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Warangal or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0006639. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mogullapalle, Warangal

Below in the table are the key details related to IFSC Code SBIN0006639 of State Bank Of India for its branch located in Warangal, within the district of Mogullapalli in the state of Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006639
Branch Mogullapalle
City Warangal
District Mogullapalli
State Andhra Pradesh
Address Warangal, Andhra Pradesh 506366

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Warangal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006639 for the Mogullapalle branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mogullapalle, Warangal, Andhra Pradesh, are allotted a unique IFSC like SBIN0006639 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Warangal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Warangal and Mogullapalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Mogullapalle reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code SBIN0006639

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mogullapalle in Warangal.

For example, the IFSC Code SBIN0006639 of State Bank Of India for the Mogullapalle branch has these elements, identifying the bank and the branch location in Warangal and Andhra Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0006639 of State Bank Of India for its Mogullapalle branch located in Warangal, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Warangal and Mogullapalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mogullapalle or Warangal to find the exact IFSC Code SBIN0006639.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Warangal will provide accurate information.

How to Use IFSC Code SBIN0006639 for Online Transfers?

Once you have the IFSC Code SBIN0006639 for the Mogullapalle branch of State Bank Of India in Warangal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006639. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006639.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mogullapalle in Warangal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mogullapalle, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Warangal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mogullapalle, Warangal?

The IFSC Code is SBIN0006639.

Is the IFSC Code SBIN0006639 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mogullapalle?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mogullapalle branch?

The address of the branch is Warangal, Andhra Pradesh 506366 located in Warangal, Mogullapalli, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.