For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Fimm Racc Warangal Ii branch in Warangal, Warangal, Telangana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Warangal or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SBIN0063415. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Fimm Racc Warangal Ii, Warangal
Below in the table are the key details related to IFSC Code SBIN0063415 of State Bank Of India for its branch located in Warangal, within the district of Warangal in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063415 |
| Branch | Fimm Racc Warangal Ii |
| City | Warangal |
| District | Warangal |
| State | Telangana |
| Address | First Floor Nakkalagutta Hanumakonda Br 20150 Premises, Nakkalagutta, Hanumakonda, Warangal-506001 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Warangal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063415 for the Fimm Racc Warangal Ii branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Fimm Racc Warangal Ii, Warangal, Telangana, are allotted a unique IFSC like SBIN0063415 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Warangal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Warangal and Warangal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Fimm Racc Warangal Ii reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code SBIN0063415
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fimm Racc Warangal Ii in Warangal.
For example, the IFSC Code SBIN0063415 of State Bank Of India for the Fimm Racc Warangal Ii branch has these elements, identifying the bank and the branch location in Warangal and Telangana correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0063415 of State Bank Of India for its Fimm Racc Warangal Ii branch located in Warangal, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Warangal and Warangal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Fimm Racc Warangal Ii or Warangal to find the exact IFSC Code SBIN0063415.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Warangal will provide accurate information.
How to Use IFSC Code SBIN0063415 for Online Transfers?
Once you have the IFSC Code SBIN0063415 for the Fimm Racc Warangal Ii branch of State Bank Of India in Warangal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063415. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063415.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Fimm Racc Warangal Ii in Warangal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Fimm Racc Warangal Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Warangal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063415.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor Nakkalagutta Hanumakonda Br 20150 Premises, Nakkalagutta, Hanumakonda, Warangal-506001 located in Warangal, Warangal, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.