The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bobbili Growth Centre branch in Vizianagaram, Bobbili, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0014153. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bobbili Growth Centre, Vizianagaram

Below in the table are the key details related to IFSC Code SBIN0014153 of State Bank Of India for its branch located in Vizianagaram, within the district of Bobbili in the state of Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014153
Branch Bobbili Growth Centre
City Vizianagaram
District Bobbili
State Andhra Pradesh
Address Opp Santhoshimata Temple,Near Rtc Complex,Bobbili,Ap 532558

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Vizianagaram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014153 for the Bobbili Growth Centre branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014153 is given to every bank branch, including State Bank Of India located in Bobbili Growth Centre, Vizianagaram, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Vizianagaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Vizianagaram and Bobbili.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Bobbili Growth Centre doesn't end up at another location.

Format of the IFSC Code SBIN0014153

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bobbili Growth Centre in Vizianagaram.

For example, the IFSC Code SBIN0014153 of State Bank Of India for the Bobbili Growth Centre branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014153 of State Bank Of India for its Bobbili Growth Centre branch located in Vizianagaram, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Vizianagaram and Bobbili, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bobbili Growth Centre or Vizianagaram to find the exact IFSC Code SBIN0014153.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Vizianagaram will provide accurate information.

How to Use IFSC Code SBIN0014153 for Online Transfers?

If you have the IFSC Code SBIN0014153 for the Bobbili Growth Centre branch of State Bank Of India in Vizianagaram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014153. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014153.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Bobbili Growth Centre in Vizianagaram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bobbili Growth Centre, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Vizianagaram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bobbili Growth Centre, Vizianagaram?

The IFSC Code is SBIN0014153.

Is the IFSC Code SBIN0014153 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bobbili Growth Centre?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bobbili Growth Centre branch?

The address of the branch is Opp Santhoshimata Temple,Near Rtc Complex,Bobbili,Ap 532558 located in Vizianagaram, Bobbili, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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