Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sme Dondaparti, Visakhapatnam branch in Visakhapatnam, Visakhapatnam, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Visakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063648. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sme Dondaparti, Visakhapatnam, Visakhapatnam
The table below shows the main details of the IFSC Code SBIN0063648 for the State Bank Of India branch in Visakhapatnam, which falls under the Visakhapatnam district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063648 |
| Branch | Sme Dondaparti, Visakhapatnam |
| City | Visakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| Address | Mani Residency Opp Srikanya Theatre Dondaparti, Visakhapatnam-530016 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Visakhapatnam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063648 for the Sme Dondaparti, Visakhapatnam branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sme Dondaparti, Visakhapatnam, Visakhapatnam, Andhra Pradesh, are allotted a unique IFSC like SBIN0063648 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Visakhapatnam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Visakhapatnam and Visakhapatnam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Sme Dondaparti, Visakhapatnam reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code SBIN0063648
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Dondaparti, Visakhapatnam in Visakhapatnam.
For example, the IFSC Code SBIN0063648 of State Bank Of India for the Sme Dondaparti, Visakhapatnam branch includes these elements, identifying the bank and the branch location in Visakhapatnam and Andhra Pradesh correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063648 of State Bank Of India for its Sme Dondaparti, Visakhapatnam branch located in Visakhapatnam, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Visakhapatnam and Visakhapatnam, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sme Dondaparti, Visakhapatnam or Visakhapatnam to get the exact IFSC Code SBIN0063648.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Visakhapatnam, you'll get the correct details.
How to Use IFSC Code SBIN0063648 for Online Transfers?
Once you have the IFSC Code SBIN0063648 for the Sme Dondaparti, Visakhapatnam branch of State Bank Of India in Visakhapatnam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063648. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063648.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sme Dondaparti, Visakhapatnam in Visakhapatnam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sme Dondaparti, Visakhapatnam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Visakhapatnam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063648.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mani Residency Opp Srikanya Theatre Dondaparti, Visakhapatnam-530016 located in Visakhapatnam, Visakhapatnam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.