Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Cac, Srungavarapukota branch in Visakhapatnam, Srungavarapukota, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Visakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0061426. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac, Srungavarapukota, Visakhapatnam

The table below shows the main details of the IFSC Code SBIN0061426 for the State Bank Of India branch in Visakhapatnam, which falls under the Srungavarapukota district in Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061426
Branch Cac, Srungavarapukota
City Visakhapatnam
District Srungavarapukota
State Andhra Pradesh
Address Punyagiri Road Near Sto Office Srungavarapukota, Vizianagaram-535145

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Visakhapatnam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061426 for the Cac, Srungavarapukota branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cac, Srungavarapukota, Visakhapatnam, Andhra Pradesh, are allotted a unique IFSC like SBIN0061426 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Visakhapatnam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Visakhapatnam and Srungavarapukota.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Cac, Srungavarapukota reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code SBIN0061426

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cac, Srungavarapukota in Visakhapatnam.

For example, the IFSC Code SBIN0061426 of State Bank Of India for the Cac, Srungavarapukota branch includes these elements, identifying the bank and the branch location in Visakhapatnam and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0061426 of State Bank Of India for its Cac, Srungavarapukota branch located in Visakhapatnam, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Visakhapatnam and Srungavarapukota, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Cac, Srungavarapukota or Visakhapatnam to find the exact IFSC Code SBIN0061426.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Visakhapatnam will provide accurate information.

How to Use IFSC Code SBIN0061426 for Online Transfers?

Once you have the IFSC Code SBIN0061426 for the Cac, Srungavarapukota branch of State Bank Of India in Visakhapatnam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061426. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061426.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Cac, Srungavarapukota in Visakhapatnam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cac, Srungavarapukota, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Visakhapatnam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Cac, Srungavarapukota, Visakhapatnam?

The IFSC Code is SBIN0061426.

Is the IFSC Code SBIN0061426 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Cac, Srungavarapukota?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cac, Srungavarapukota branch?

The address of the branch is Punyagiri Road Near Sto Office Srungavarapukota, Vizianagaram-535145 located in Visakhapatnam, Srungavarapukota, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.