Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mamsapuram branch in Virudhunagar, Mamsapuram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0007486. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mamsapuram, Virudhunagar

Here are some of the key details that come with the IFSC Code SBIN0007486 of State Bank Of India for its branch located in Virudhunagar, within the district of Mamsapuram in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007486
Branch Mamsapuram
City Virudhunagar
District Mamsapuram
State Tamil Nadu
Address Middle Street, Srivilliputtur Via, Sattur Taluk, Distt. Virudunagar, Tamil Nadu 626124

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Virudhunagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007486 for the Mamsapuram branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mamsapuram, Virudhunagar, Tamil Nadu, is provided with a unique IFSC like SBIN0007486 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Virudhunagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Virudhunagar and Mamsapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mamsapuram do not get mixed with another location.

Format of the IFSC Code SBIN0007486

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mamsapuram in Virudhunagar.

For example, the IFSC Code SBIN0007486 of State Bank Of India for the Mamsapuram branch includes these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007486 of State Bank Of India for its Mamsapuram branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Virudhunagar and Mamsapuram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mamsapuram or Virudhunagar to get the exact IFSC Code SBIN0007486.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Virudhunagar, you'll get the correct details.

How to Use IFSC Code SBIN0007486 for Online Transfers?

Once you have the IFSC Code SBIN0007486 for the Mamsapuram branch of State Bank Of India in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007486. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007486.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mamsapuram in Virudhunagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mamsapuram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Virudhunagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mamsapuram, Virudhunagar?

The IFSC Code is SBIN0007486.

Is the IFSC Code SBIN0007486 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mamsapuram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mamsapuram branch?

The address of the branch is Middle Street, Srivilliputtur Via, Sattur Taluk, Distt. Virudunagar, Tamil Nadu 626124 located in Virudhunagar, Mamsapuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.