IFSC Code of State Bank Of India, Comm Rajapalayam, Rajapallayam, Tamil Nadu — SBIN0004059

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Comm Rajapalayam branch in Virudhunagar, Rajapallayam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0004059. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Comm Rajapalayam, Virudhunagar

Below in the table are the key details related to IFSC Code SBIN0004059 of State Bank Of India for its branch located in Virudhunagar, within the district of Rajapallayam in the state of Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Virudhunagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004059 for the Comm Rajapalayam branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Comm Rajapalayam, Virudhunagar, Tamil Nadu, is provided with a unique IFSC like SBIN0004059 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Virudhunagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Virudhunagar and Rajapallayam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Comm Rajapalayam do not get mixed with another location.

Format of the IFSC Code SBIN0004059

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Comm Rajapalayam in Virudhunagar.

For example, the IFSC Code SBIN0004059 of State Bank Of India for the Comm Rajapalayam branch has these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004059 of State Bank Of India for its Comm Rajapalayam branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Virudhunagar and Rajapallayam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Comm Rajapalayam or Virudhunagar to get the exact IFSC Code SBIN0004059.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Virudhunagar that will provide accurate information.

How to Use IFSC Code SBIN0004059 for Online Transfers?

Once you have the IFSC Code SBIN0004059 for the Comm Rajapalayam branch of State Bank Of India in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0004059. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0004059.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Comm Rajapalayam in Virudhunagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Comm Rajapalayam, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Virudhunagar to handle online money transfers and get their cheques cleared smoothly.