The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Villupuram Medical College branch in Villupuram, Villupuram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0016117. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Villupuram Medical College, Villupuram

Here are some of the key details that come with the IFSC Code SBIN0016117 of State Bank Of India for its branch located in Villupuram, within the district of Villupuram in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016117
Branch Villupuram Medical College
City Villupuram
District Villupuram
State Tamil Nadu
Address Villupuram Medical College Campus, G.S.T. Road, Mundiampakkam. Villupuram, Tamilnadu605 601

These details help users in online banking and for businesses and individuals who use State Bank Of India in Villupuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016117 for the Villupuram Medical College branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Villupuram Medical College, Villupuram, Tamil Nadu, are allotted a unique IFSC like SBIN0016117 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Villupuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Villupuram and Villupuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Villupuram Medical College reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SBIN0016117

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Villupuram Medical College in Villupuram.

For example, the IFSC Code SBIN0016117 of State Bank Of India for the Villupuram Medical College branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0016117 of State Bank Of India for its Villupuram Medical College branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Villupuram and Villupuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Villupuram Medical College or Villupuram to get the exact IFSC Code SBIN0016117.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Villupuram, then it will provide you proper information.

How to Use IFSC Code SBIN0016117 for Online Transfers?

Once you have the IFSC Code SBIN0016117 for the Villupuram Medical College branch of State Bank Of India in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016117. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016117.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Villupuram Medical College in Villupuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Villupuram Medical College, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Villupuram Medical College, Villupuram?

The IFSC Code is SBIN0016117.

Is the IFSC Code SBIN0016117 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Villupuram Medical College?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Villupuram Medical College branch?

The address of the branch is Villupuram Medical College Campus, G.S.T. Road, Mundiampakkam. Villupuram, Tamilnadu605 601 located in Villupuram, Villupuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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