Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Tirukkoyilur branch in Villupuram, Tirukoilur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0000992. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Tirukkoyilur, Villupuram

Below in the table are the key details related to IFSC Code SBIN0000992 of State Bank Of India for its branch located in Villupuram, within the district of Tirukoilur in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0000992
Branch Tirukkoyilur
City Villupuram
District Tirukoilur
State Tamil Nadu
Address 9 East Street, Distt. Villupuram, Tamil Nadu 605757

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Villupuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0000992 for the Tirukkoyilur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Tirukkoyilur, Villupuram, Tamil Nadu, is provided a unique IFSC like SBIN0000992 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Villupuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Tirukoilur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Tirukkoyilur do not get misguided to another person.

Format of the IFSC Code SBIN0000992

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirukkoyilur in Villupuram.

For example, the IFSC Code SBIN0000992 of State Bank Of India for the Tirukkoyilur branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0000992 of State Bank Of India for its Tirukkoyilur branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Villupuram and Tirukoilur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Tirukkoyilur or Villupuram to get the exact IFSC Code SBIN0000992.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Villupuram, then it will provide you proper information.

How to Use IFSC Code SBIN0000992 for Online Transfers?

Once you have the IFSC Code SBIN0000992 for the Tirukkoyilur branch of State Bank Of India in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0000992. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0000992.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Tirukkoyilur in Villupuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Tirukkoyilur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Tirukkoyilur, Villupuram?

The IFSC Code is SBIN0000992.

Is the IFSC Code SBIN0000992 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Tirukkoyilur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tirukkoyilur branch?

The address of the branch is 9 East Street, Distt. Villupuram, Tamil Nadu 605757 located in Villupuram, Tirukoilur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.