For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Thiyagadurgam branch in Villupuram, Thiyagadurgam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0016844. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Thiyagadurgam, Villupuram

The table below shows the main details of the IFSC Code SBIN0016844 for the State Bank Of India branch in Villupuram, which falls under the Thiyagadurgam district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016844
Branch Thiyagadurgam
City Villupuram
District Thiyagadurgam
State Tamil Nadu
Address Pukkulam Bus Stop, Salem Main Road, Thiyagadurgam, Kallakurichi Taluka, Distt.Villupuram. Tamil Nadu 606206

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Villupuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016844 for the Thiyagadurgam branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Thiyagadurgam, Villupuram, Tamil Nadu, is provided a unique IFSC like SBIN0016844 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Villupuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Thiyagadurgam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Thiyagadurgam do not get misguided to another person.

Format of the IFSC Code SBIN0016844

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiyagadurgam in Villupuram.

For example, the IFSC Code SBIN0016844 of State Bank Of India for the Thiyagadurgam branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0016844 of State Bank Of India for its Thiyagadurgam branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Villupuram and Thiyagadurgam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Thiyagadurgam or Villupuram to get the exact IFSC Code SBIN0016844.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Villupuram, you'll get the correct details.

How to Use IFSC Code SBIN0016844 for Online Transfers?

Once you have the IFSC Code SBIN0016844 for the Thiyagadurgam branch of State Bank Of India in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016844. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016844.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Thiyagadurgam in Villupuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thiyagadurgam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Villupuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Thiyagadurgam, Villupuram?

The IFSC Code is SBIN0016844.

Is the IFSC Code SBIN0016844 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Thiyagadurgam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thiyagadurgam branch?

The address of the branch is Pukkulam Bus Stop, Salem Main Road, Thiyagadurgam, Kallakurichi Taluka, Distt.Villupuram. Tamil Nadu 606206 located in Villupuram, Thiyagadurgam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.