For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rbo Ii, Guntur branch in Vijayawada, Vijayawada, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Vijayawada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0014736. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo Ii, Guntur, Vijayawada
Below in the table are the key details related to IFSC Code SBIN0014736 of State Bank Of India for its branch located in Vijayawada, within the district of Vijayawada in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0014736 |
| Branch | Rbo Ii, Guntur |
| City | Vijayawada |
| District | Vijayawada |
| State | Andhra Pradesh |
| Address | D No 29 14 59,Praksam Road,Suryaraopet,Vijayawada 520002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Vijayawada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014736 for the Rbo Ii, Guntur branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rbo Ii, Guntur, Vijayawada, Andhra Pradesh, is provided a unique IFSC like SBIN0014736 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Vijayawada.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vijayawada and Vijayawada.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Ii, Guntur do not get misguided to another person.
Format of the IFSC Code SBIN0014736
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Ii, Guntur in Vijayawada.
For example, the IFSC Code SBIN0014736 of State Bank Of India for the Rbo Ii, Guntur branch includes these elements, identifying the bank and the branch location in Vijayawada and Andhra Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0014736 of State Bank Of India for its Rbo Ii, Guntur branch located in Vijayawada, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Vijayawada and Vijayawada, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rbo Ii, Guntur or Vijayawada to get the exact IFSC Code SBIN0014736.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Vijayawada, then it will provide you proper information.
How to Use IFSC Code SBIN0014736 for Online Transfers?
If you have the IFSC Code SBIN0014736 for the Rbo Ii, Guntur branch of State Bank Of India in Vijayawada, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0014736. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014736.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Rbo Ii, Guntur in Vijayawada, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Ii, Guntur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vijayawada to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0014736.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D No 29 14 59,Praksam Road,Suryaraopet,Vijayawada 520002 located in Vijayawada, Vijayawada, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.