The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sujabad Padao, Varanasi branch in Varanasi, Sujabad Padao, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016813. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sujabad Padao, Varanasi, Varanasi

Here are the main details that are associated with the IFSC Code SBIN0016813 of State Bank Of India for its branch located in Varanasi, within the district of Sujabad Padao in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016813
Branch Sujabad Padao, Varanasi
City Varanasi
District Sujabad Padao
State Uttar Pradesh
Address Raj India Auto Pvt.Ltd., Sujabad Padao Chauraha, Varanasi, Distt.Varanasi. Uttar Pradesh 221008

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Varanasi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0016813 for the Sujabad Padao, Varanasi branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sujabad Padao, Varanasi, Varanasi, Uttar Pradesh, are allotted a unique IFSC like SBIN0016813 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Varanasi and Sujabad Padao.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Sujabad Padao, Varanasi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0016813

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujabad Padao, Varanasi in Varanasi.

For example, the IFSC Code SBIN0016813 of State Bank Of India for the Sujabad Padao, Varanasi branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0016813 of State Bank Of India for its Sujabad Padao, Varanasi branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Varanasi and Sujabad Padao, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sujabad Padao, Varanasi or Varanasi to get the exact IFSC Code SBIN0016813.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Varanasi, you'll get the correct details.

How to Use IFSC Code SBIN0016813 for Online Transfers?

Once you have the IFSC Code SBIN0016813 for the Sujabad Padao, Varanasi branch of State Bank Of India in Varanasi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016813. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0016813.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sujabad Padao, Varanasi in Varanasi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sujabad Padao, Varanasi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Varanasi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Sujabad Padao, Varanasi Varanasi?

The IFSC Code of the Sujabad Padao, Varanasi Varanasi branch is SBIN0016813.

Is IFSC Code SBIN0016813 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Sujabad Padao, Varanasi branch?

The branch is located at Raj India Auto Pvt.Ltd., Sujabad Padao Chauraha, Varanasi, Distt.Varanasi. Uttar Pradesh 221008.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.