The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Chittakula branch in Uttara Kannada, Sadashivag, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Uttara Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0007905. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Chittakula, Uttara Kannada

Below in the table are the key details related to IFSC Code SBIN0007905 of State Bank Of India for its branch located in Uttara Kannada, within the district of Sadashivag in the state of Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007905
Branch Chittakula
City Uttara Kannada
District Sadashivag
State Karnataka
Address Kokan.Maratha.Mandal,Pb.No.1,P.O.Sadashivag,Chitkarwar,Karnataka

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Uttara Kannada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007905 for the Chittakula branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0007905 is given to every bank branch, including State Bank Of India located in Chittakula, Uttara Kannada, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Uttara Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttara Kannada and Sadashivag.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Chittakula doesn't end up at another location.

Format of the IFSC Code SBIN0007905

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chittakula in Uttara Kannada.

For example, the IFSC Code SBIN0007905 of State Bank Of India for the Chittakula branch has these elements, identifying the bank and the branch location in Uttara Kannada and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0007905 of State Bank Of India for its Chittakula branch located in Uttara Kannada, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Uttara Kannada and Sadashivag, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Chittakula or Uttara Kannada to find the exact IFSC Code SBIN0007905.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Uttara Kannada will provide accurate information.

How to Use IFSC Code SBIN0007905 for Online Transfers?

Once you have the IFSC Code SBIN0007905 for the Chittakula branch of State Bank Of India in Uttara Kannada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007905. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007905.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Chittakula in Uttara Kannada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chittakula, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttara Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Chittakula Uttara Kannada?

The IFSC Code of the Chittakula Uttara Kannada branch is SBIN0007905.

Is IFSC Code SBIN0007905 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Chittakula branch?

The branch is located at Kokan.Maratha.Mandal,Pb.No.1,P.O.Sadashivag,Chitkarwar,Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.