For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rasakhowa branch in Uttar Dinajpur, Karandighi, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0012404. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rasakhowa, Uttar Dinajpur
Below in the table are the key details related to IFSC Code SBIN0012404 of State Bank Of India for its branch located in Uttar Dinajpur, within the district of Karandighi in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012404 |
| Branch | Rasakhowa |
| City | Uttar Dinajpur |
| District | Karandighi |
| State | West Bengal |
| Address | Rasakhowa Gram Panchayat Buildingno6 Rasakhowaiiporasakhowapskarandighiuttar Dinajpurwb12 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Uttar Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012404 for the Rasakhowa branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rasakhowa, Uttar Dinajpur, West Bengal, is provided a unique IFSC like SBIN0012404 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Uttar Dinajpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Karandighi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rasakhowa do not get misguided to another person.
Format of the IFSC Code SBIN0012404
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasakhowa in Uttar Dinajpur.
For example, the IFSC Code SBIN0012404 of State Bank Of India for the Rasakhowa branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0012404 of State Bank Of India for its Rasakhowa branch located in Uttar Dinajpur, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Uttar Dinajpur and Karandighi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Rasakhowa or Uttar Dinajpur to find the exact IFSC Code SBIN0012404.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Uttar Dinajpur will provide accurate information.
How to Use IFSC Code SBIN0012404 for Online Transfers?
Once you have the IFSC Code SBIN0012404 for the Rasakhowa branch of State Bank Of India in Uttar Dinajpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0012404. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0012404.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Rasakhowa in Uttar Dinajpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Rasakhowa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012404.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rasakhowa Gram Panchayat Buildingno6 Rasakhowaiiporasakhowapskarandighiuttar Dinajpurwb12 located in Uttar Dinajpur, Karandighi, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.