IFSC Code of State Bank Of India, Raiganj, Raigunj, West Bengal — SBIN0000162

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Raiganj branch in Uttar Dinajpur, Raigunj, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0000162. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Raiganj, Uttar Dinajpur

Below in the table are the key details related to IFSC Code SBIN0000162 of State Bank Of India for its branch located in Uttar Dinajpur, within the district of Raigunj in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Uttar Dinajpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0000162 for the Raiganj branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Raiganj, Uttar Dinajpur, West Bengal, are allotted a unique IFSC like SBIN0000162 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Uttar Dinajpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Uttar Dinajpur and Raigunj.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Raiganj reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0000162

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiganj in Uttar Dinajpur.

For example, the IFSC Code SBIN0000162 of State Bank Of India for the Raiganj branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0000162 of State Bank Of India for its Raiganj branch located in Uttar Dinajpur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Uttar Dinajpur and Raigunj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Raiganj or Uttar Dinajpur to get the exact IFSC Code SBIN0000162.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Uttar Dinajpur, then it will provide you proper information.

How to Use IFSC Code SBIN0000162 for Online Transfers?

Once you have the IFSC Code SBIN0000162 for the Raiganj branch of State Bank Of India in Uttar Dinajpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0000162. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0000162.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Raiganj in Uttar Dinajpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Raiganj, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttar Dinajpur manage their online transfers and cheque clearances easily.