IFSC Code of State Bank Of India, Panjipara, Panjipara, West Bengal — SBIN0004788

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Panjipara branch in Uttar Dinajpur, Panjipara, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0004788. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Panjipara, Uttar Dinajpur

The table below shows the main details of the IFSC Code SBIN0004788 for the State Bank Of India branch in Uttar Dinajpur, which falls under the Panjipara district in West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Uttar Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004788 for the Panjipara branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Panjipara, Uttar Dinajpur, West Bengal, is provided with a unique IFSC like SBIN0004788 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Uttar Dinajpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Panjipara.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Panjipara do not get mixed with another location.

Format of the IFSC Code SBIN0004788

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panjipara in Uttar Dinajpur.

For example, the IFSC Code SBIN0004788 of State Bank Of India for the Panjipara branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0004788 of State Bank Of India for its Panjipara branch located in Uttar Dinajpur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Uttar Dinajpur and Panjipara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Panjipara or Uttar Dinajpur to find the exact IFSC Code SBIN0004788.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Uttar Dinajpur will provide accurate information.

How to Use IFSC Code SBIN0004788 for Online Transfers?

If you have the IFSC Code SBIN0004788 for the Panjipara branch of State Bank Of India in Uttar Dinajpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004788. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0004788.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Panjipara in Uttar Dinajpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Panjipara, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.