IFSC Code of State Bank Of India, Kaliyaganj, Dinajpur, West Bengal — SBIN0002074

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kaliyaganj branch in Uttar Dinajpur, Dinajpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Uttar Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0002074. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kaliyaganj, Uttar Dinajpur

Below in the table are the key details related to IFSC Code SBIN0002074 of State Bank Of India for its branch located in Uttar Dinajpur, within the district of Dinajpur in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002074 for the Kaliyaganj branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kaliyaganj, Uttar Dinajpur, West Bengal, is provided a unique IFSC like SBIN0002074 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Uttar Dinajpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Dinajpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Kaliyaganj do not get misguided to another person.

Format of the IFSC Code SBIN0002074

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaliyaganj in Uttar Dinajpur.

For example, the IFSC Code SBIN0002074 of State Bank Of India for the Kaliyaganj branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0002074 of State Bank Of India for its Kaliyaganj branch located in Uttar Dinajpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Uttar Dinajpur and Dinajpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kaliyaganj or Uttar Dinajpur to get the exact IFSC Code SBIN0002074.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Uttar Dinajpur, you'll get the correct details.

How to Use IFSC Code SBIN0002074 for Online Transfers?

Once you have the IFSC Code SBIN0002074 for the Kaliyaganj branch of State Bank Of India in Uttar Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0002074. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0002074.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kaliyaganj in Uttar Dinajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kaliyaganj, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Uttar Dinajpur to handle online money transfers and get their cheques cleared smoothly.