IFSC Code of State Bank Of India, College Para Raiganj, Raiganj, West Bengal- SBIN0012461

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its College Para Raiganj branch in Uttar Dinajpur, Raiganj, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0012461. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, College Para Raiganj, Uttar Dinajpur

Below in the table are the key details related to IFSC Code SBIN0012461 of State Bank Of India for its branch located in Uttar Dinajpur, within the district of Raiganj in the state of West Bengal.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012461 for the College Para Raiganj branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in College Para Raiganj, Uttar Dinajpur, West Bengal, is provided with a unique IFSC like SBIN0012461 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Uttar Dinajpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Raiganj.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in College Para Raiganj do not get mixed with another location.

Format of the IFSC Code SBIN0012461

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as College Para Raiganj in Uttar Dinajpur.

For example, the IFSC Code SBIN0012461 of State Bank Of India for the College Para Raiganj branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012461 of State Bank Of India for its College Para Raiganj branch located in Uttar Dinajpur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Uttar Dinajpur and Raiganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for College Para Raiganj or Uttar Dinajpur to find the exact IFSC Code SBIN0012461.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Uttar Dinajpur will provide accurate information.

How to Use IFSC Code SBIN0012461 for Online Transfers?

Once you have the IFSC Code SBIN0012461 for the College Para Raiganj branch of State Bank Of India in Uttar Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012461. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012461.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India College Para Raiganj in Uttar Dinajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in College Para Raiganj, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.