The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Cac-Karnazora branch in Uttar Dinajpur, Dharampur, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0018584. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Cac-Karnazora, Uttar Dinajpur
The table below shows the main details of the IFSC Code SBIN0018584 for the State Bank Of India branch in Uttar Dinajpur, which falls under the Dharampur district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0018584 |
| Branch | Cac-Karnazora |
| City | Uttar Dinajpur |
| District | Dharampur |
| State | West Bengal |
| Address | Currency Administrative Cell, State Bank Building, Karnajora, Dist.Uttar Dinajpur, West Bengal-733130 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018584 for the Cac-Karnazora branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0018584 is given to every bank branch, including State Bank Of India located in Cac-Karnazora, Uttar Dinajpur, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Uttar Dinajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Dinajpur and Dharampur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Cac-Karnazora doesn't end up at another location.
Format of the IFSC Code SBIN0018584
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cac-Karnazora in Uttar Dinajpur.
For example, the IFSC Code SBIN0018584 of State Bank Of India for the Cac-Karnazora branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0018584 of State Bank Of India for its Cac-Karnazora branch located in Uttar Dinajpur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Uttar Dinajpur and Dharampur, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Cac-Karnazora or Uttar Dinajpur to get the exact IFSC Code SBIN0018584.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Uttar Dinajpur, you'll get the correct details.
How to Use IFSC Code SBIN0018584 for Online Transfers?
Once you have the IFSC Code SBIN0018584 for the Cac-Karnazora branch of State Bank Of India in Uttar Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0018584. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018584.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Cac-Karnazora in Uttar Dinajpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cac-Karnazora, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0018584.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Currency Administrative Cell, State Bank Building, Karnajora, Dist.Uttar Dinajpur, West Bengal-733130 located in Uttar Dinajpur, Dharampur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.