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IFSC Code of State Bank Of India, Miyaganj Unnao, Unnao, Uttar Pradesh — SBIN0017746

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Miyaganj Unnao branch in Unnao, Unnao, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Unnao or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017746. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Miyaganj Unnao, Unnao

The table below shows the main details of the IFSC Code SBIN0017746 for the State Bank Of India branch in Unnao, which falls under the Unnao district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017746
Branch Miyaganj Unnao
City Unnao
District Unnao
State Uttar Pradesh
Address Vimal Kr Gupta Lucknow Bangarmau Road Miyaganj Unnao Uttar Pradesh209870

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Unnao for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017746 for the Miyaganj Unnao branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017746 is given to every bank branch, including State Bank Of India located in Miyaganj Unnao, Unnao, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Unnao.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Unnao and Unnao.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Miyaganj Unnao doesn't end up at another location.

Format of the IFSC Code SBIN0017746

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Miyaganj Unnao in Unnao.

For example, the IFSC Code SBIN0017746 of State Bank Of India for the Miyaganj Unnao branch includes these elements, identifying the bank and the branch location in Unnao and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017746 of State Bank Of India for its Miyaganj Unnao branch located in Unnao, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Unnao and Unnao, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Miyaganj Unnao or Unnao to find the exact IFSC Code SBIN0017746.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Unnao will provide accurate information.

How to Use IFSC Code SBIN0017746 for Online Transfers?

Once you have the IFSC Code SBIN0017746 for the Miyaganj Unnao branch of State Bank Of India in Unnao, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017746. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017746.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Miyaganj Unnao in Unnao may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Miyaganj Unnao, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Unnao to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Miyaganj Unnao, Unnao?

The IFSC Code is SBIN0017746.

Is the IFSC Code SBIN0017746 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Miyaganj Unnao?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Miyaganj Unnao branch?

The address of the branch is Vimal Kr Gupta Lucknow Bangarmau Road Miyaganj Unnao Uttar Pradesh209870 located in Unnao, Unnao, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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