There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Dineshpur branch in Udhamsingh Nagar, Udham, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Udhamsingh Nagar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code SBIN0005309. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dineshpur, Udhamsingh Nagar

The table below shows the main details of the IFSC Code SBIN0005309 for the State Bank Of India branch in Udhamsingh Nagar, which falls under the Udham district in Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0005309
Branch Dineshpur
City Udhamsingh Nagar
District Udham
State Uttarakhand
Address Udhamsinghnagaruttaranchal

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Udhamsingh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005309 for the Dineshpur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dineshpur, Udhamsingh Nagar, Uttarakhand, are allotted a unique IFSC like SBIN0005309 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udhamsingh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Udhamsingh Nagar and Udham.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Dineshpur reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code SBIN0005309

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dineshpur in Udhamsingh Nagar.

For example, the IFSC Code SBIN0005309 of State Bank Of India for the Dineshpur branch includes these elements, identifying the bank and the branch location in Udhamsingh Nagar and Uttarakhand correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005309 of State Bank Of India for its Dineshpur branch located in Udhamsingh Nagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Udhamsingh Nagar and Udham, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Dineshpur or Udhamsingh Nagar to get the exact IFSC Code SBIN0005309.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Udhamsingh Nagar, you'll get the correct details.

How to Use IFSC Code SBIN0005309 for Online Transfers?

Once you have the IFSC Code SBIN0005309 for the Dineshpur branch of State Bank Of India in Udhamsingh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0005309. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005309.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dineshpur in Udhamsingh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dineshpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udhamsingh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dineshpur, Udhamsingh Nagar?

The IFSC Code is SBIN0005309.

Is the IFSC Code SBIN0005309 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dineshpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dineshpur branch?

The address of the branch is Udhamsinghnagaruttaranchal located in Udhamsingh Nagar, Udham, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.