Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Chenani branch in Udhampur, Chenani, Jammu And Kashmir, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Udhampur or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0017251. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Chenani, Udhampur
The table below shows the main details of the IFSC Code SBIN0017251 for the State Bank Of India branch in Udhampur, which falls under the Chenani district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017251 |
| Branch | Chenani |
| City | Udhampur |
| District | Chenani |
| State | Jammu And Kashmir |
| Address | No.55,Ward No.03,Po Chenani,Tehsil Chenani,Distt.Udhampur.Jammu And Kashmir 182141 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Udhampur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017251 for the Chenani branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Chenani, Udhampur, Jammu And Kashmir, is provided with a unique IFSC like SBIN0017251 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Udhampur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Udhampur and Chenani.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Chenani do not get mixed with another location.
Format of the IFSC Code SBIN0017251
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chenani in Udhampur.
For example, the IFSC Code SBIN0017251 of State Bank Of India for the Chenani branch includes these elements, identifying the bank and the branch location in Udhampur and Jammu And Kashmir accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0017251 of State Bank Of India for its Chenani branch located in Udhampur, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Udhampur and Chenani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Chenani or Udhampur to get the exact IFSC Code SBIN0017251.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Udhampur, then it will provide you proper information.
How to Use IFSC Code SBIN0017251 for Online Transfers?
Once you have the IFSC Code SBIN0017251 for the Chenani branch of State Bank Of India in Udhampur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017251. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017251.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Chenani in Udhampur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Chenani, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Udhampur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0017251.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.55,Ward No.03,Po Chenani,Tehsil Chenani,Distt.Udhampur.Jammu And Kashmir 182141 located in Udhampur, Chenani, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.