Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Comm Udaipur branch in Udaipur, Udaipur, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Udaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0004082. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Comm Udaipur, Udaipur

Here are the main details that are associated with the IFSC Code SBIN0004082 of State Bank Of India for its branch located in Udaipur, within the district of Udaipur in the state of Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0004082
Branch Comm Udaipur
City Udaipur
District Udaipur
State Rajasthan
Address Ridhi Sidhi Complex, 4C Madhuvan, Udaipur Rajasthan, Pin 363001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Udaipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004082 for the Comm Udaipur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0004082 is given to every bank branch, including State Bank Of India located in Comm Udaipur, Udaipur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Udaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udaipur and Udaipur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Comm Udaipur doesn't end up at another location.

Format of the IFSC Code SBIN0004082

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Comm Udaipur in Udaipur.

For example, the IFSC Code SBIN0004082 of State Bank Of India for the Comm Udaipur branch includes these elements, identifying the bank and the branch location in Udaipur and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004082 of State Bank Of India for its Comm Udaipur branch located in Udaipur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Udaipur and Udaipur, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Comm Udaipur or Udaipur to get the exact IFSC Code SBIN0004082.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Udaipur, you'll get the correct details.

How to Use IFSC Code SBIN0004082 for Online Transfers?

Once you have the IFSC Code SBIN0004082 for the Comm Udaipur branch of State Bank Of India in Udaipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004082. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0004082.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Comm Udaipur in Udaipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Comm Udaipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udaipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Comm Udaipur Udaipur?

The IFSC Code of the Comm Udaipur Udaipur branch is SBIN0004082.

Is IFSC Code SBIN0004082 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Comm Udaipur branch?

The branch is located at Ridhi Sidhi Complex, 4C Madhuvan, Udaipur Rajasthan, Pin 363001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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