Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Vattapara branch in Trivandrum, Thiruvananthapu, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0012319. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Vattapara, Trivandrum
Below in the table are the key details related to IFSC Code SBIN0012319 of State Bank Of India for its branch located in Trivandrum, within the district of Thiruvananthapu in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012319 |
| Branch | Vattapara |
| City | Trivandrum |
| District | Thiruvananthapu |
| State | Kerala |
| Address | Building No Kp By 801 By D,Ds Towers,Po Vattappara,Distthiruvananthapuram |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Trivandrum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012319 for the Vattapara branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Vattapara, Trivandrum, Kerala, are allotted a unique IFSC like SBIN0012319 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Trivandrum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Trivandrum and Thiruvananthapu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Vattapara reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SBIN0012319
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vattapara in Trivandrum.
For example, the IFSC Code SBIN0012319 of State Bank Of India for the Vattapara branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0012319 of State Bank Of India for its Vattapara branch located in Trivandrum, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Trivandrum and Thiruvananthapu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Vattapara or Trivandrum to get the exact IFSC Code SBIN0012319.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Trivandrum that will provide accurate information.
How to Use IFSC Code SBIN0012319 for Online Transfers?
Once you have the IFSC Code SBIN0012319 for the Vattapara branch of State Bank Of India in Trivandrum, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0012319. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012319.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Vattapara in Trivandrum, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Vattapara, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Trivandrum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012319.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Building No Kp By 801 By D,Ds Towers,Po Vattappara,Distthiruvananthapuram located in Trivandrum, Thiruvananthapu, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.