IFSC Code of State Bank Of India, Kodungoor, Kodungoor, Kerala — SBIN0012859

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kodungoor branch in Trivandrum, Kodungoor, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0012859. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Kodungoor, Trivandrum

Here are the key points that are associated with the IFSC Code SBIN0012859 of State Bank Of India for its branch located in Trivandrum, within the district of Kodungoor in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Trivandrum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012859 for the Kodungoor branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kodungoor, Trivandrum, Kerala, are allotted a unique IFSC like SBIN0012859 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Trivandrum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Trivandrum and Kodungoor.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kodungoor reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code SBIN0012859

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodungoor in Trivandrum.

For example, the IFSC Code SBIN0012859 of State Bank Of India for the Kodungoor branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012859 of State Bank Of India for its Kodungoor branch located in Trivandrum, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Trivandrum and Kodungoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kodungoor or Trivandrum to find the exact IFSC Code SBIN0012859.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Trivandrum will provide accurate information.

How to Use IFSC Code SBIN0012859 for Online Transfers?

Once you have the IFSC Code SBIN0012859 for the Kodungoor branch of State Bank Of India in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012859. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012859.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kodungoor in Trivandrum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kodungoor, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Trivandrum manage online transfers as well as cheque clearances with ease.