IFSC Code of State Bank Of India, Kadakkavoor, Thiruvananthapuram, Kerala — SBIN0070038

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kadakkavoor branch in Trivandrum, Thiruvananthapuram, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070038. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kadakkavoor, Trivandrum

The table below shows the main details of the IFSC Code SBIN0070038 for the State Bank Of India branch in Trivandrum, which falls under the Thiruvananthapuram district in Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Trivandrum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070038 for the Kadakkavoor branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kadakkavoor, Trivandrum, Kerala, is provided with a unique IFSC like SBIN0070038 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Trivandrum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Trivandrum and Thiruvananthapuram.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kadakkavoor do not get mixed with another location.

Format of the IFSC Code SBIN0070038

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kadakkavoor in Trivandrum.

For example, the IFSC Code SBIN0070038 of State Bank Of India for the Kadakkavoor branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0070038 of State Bank Of India for its Kadakkavoor branch located in Trivandrum, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Trivandrum and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kadakkavoor or Trivandrum to find the exact IFSC Code SBIN0070038.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Trivandrum will provide accurate information.

How to Use IFSC Code SBIN0070038 for Online Transfers?

Once you have the IFSC Code SBIN0070038 for the Kadakkavoor branch of State Bank Of India in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0070038. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070038.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kadakkavoor in Trivandrum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kadakkavoor, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Trivandrum manage online transfers as well as cheque clearances with ease.