Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Vyttila, Kochi branch in Trissur, Highwaykochi, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0008694. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Vyttila, Kochi, Trissur

Below in the table are the key details related to IFSC Code SBIN0008694 of State Bank Of India for its branch located in Trissur, within the district of Highwaykochi in the state of Kerala.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008694
Branch Vyttila, Kochi
City Trissur
District Highwaykochi
State Kerala
Address 29 1288, B-Cummins Buildingvyttilla Junction, Nationalhighway, Kochi , Pin - 682019

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Trissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0008694 for the Vyttila, Kochi branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Vyttila, Kochi, Trissur, Kerala, is provided with a unique IFSC like SBIN0008694 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Trissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Trissur and Highwaykochi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Vyttila, Kochi do not get mixed with another location.

Format of the IFSC Code SBIN0008694

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vyttila, Kochi in Trissur.

For example, the IFSC Code SBIN0008694 of State Bank Of India for the Vyttila, Kochi branch includes these elements, identifying the bank and the branch location in Trissur and Kerala correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0008694 of State Bank Of India for its Vyttila, Kochi branch located in Trissur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Trissur and Highwaykochi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Vyttila, Kochi or Trissur to get the exact IFSC Code SBIN0008694.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Trissur that will provide accurate information.

How to Use IFSC Code SBIN0008694 for Online Transfers?

Once you have the IFSC Code SBIN0008694 for the Vyttila, Kochi branch of State Bank Of India in Trissur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008694. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0008694.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Vyttila, Kochi in Trissur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Vyttila, Kochi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Trissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Vyttila, Kochi, Trissur?

The IFSC Code is SBIN0008694.

Is the IFSC Code SBIN0008694 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Vyttila, Kochi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vyttila, Kochi branch?

The address of the branch is 29 1288, B-Cummins Buildingvyttilla Junction, Nationalhighway, Kochi , Pin - 682019 located in Trissur, Highwaykochi, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.